Don't wait for payday - get 100 to 1000 usd tomorrow

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You sometimes need some extra cash - You have come to the right place. We understand. We have an unsecured, short-term loan available for those unexpected moments, while helping you to avoid bounced checks and late payment penalties.

By applying today, you can be eligible to receive your funds transferred to your bank account in time to have spendable cash tomorrow. You may need money for an unexpected expense, or you may just want something for which the timing is right. It’s up to you how the funds are used.

www.911forpayday.com does not perform credit checks. You only need to meet the following requirements:

  • Currently have a job (or receive regular income)
  • Make at least $1000 per month
  • Are 18 years of age or older and a U.S. citizen
  • Have checking account or savings account with direct deposit.
Any other information we ask for should not affect your ability to secure a short term loan. You will find our three payment options of great help with your particular needs.

What is a Payday Loan or Cash Advance?
A payday advance provides you with an unsecured, short-term cash advance until your payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. With F.A.Q. - 911ForPayday you can apply for a payday loan online and have your advance electronically deposited to your checking or savings account.

What can a Payday Loan be used for?
The money can be used for any purpose - to pay bills, buy something, have a great weekend, it's up to you! You won't be asked!

How much can I receive?

Your first 911ForPayday loan is based upon the information you provide in your membership application. You can borrow an amount up to $1500. After successful repayment of your payday loan, we may raise your loan amount on any future 911ForPayday loans.

How are fees established?

Our fees are competitive and in compliance with all applicable state and federal laws.
Depending on the lender the fee can range from $25 to $30 per $100 borrowed. So if you borrow $300 the fee will be between $75.00 to $90.00.

What about qualifying?

Qualifying for a payday advance is easier than qualifying for traditional credit. 911ForPayday does not perform credit checks. You only need to meet the following requirements:
• Currently have a job (or receive regular income)
• Make at least $1000 per month
• Are 18 years of age or older and a U.S. citizen
• Have checking account or savings account with direct deposit.

What’s the procedure to apply for payday loans online?
The procedure is extremely simple, all you need to do is just fill up the application form at our website and submit it online. The approval takes place immediately after you submit the application on any of the business days.

What do I have to fill in application form?
You have to provide your name and address, employment information, bank account details, and picture identification in the payday loan application form.

Is my application and financial information secure?
We respect our customer’s privacy needs in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.

Is there an application fee?

911ForPayday never charges applicants a fee to qualify for a payday loan.

Does the online form obligate me to taking out a loan?
No. When you fill out our online application, you are only stating that you wish to have our agents approve you and contact you to discuss your options. You may still ask us any questions, and withdraw your request at this time. If you are ready to proceed, you may confirm your information and officially agree to terms with one of our representatives.

What if I have bad credit?

Bad credit will not prevent you from receiving a payday loan at F.A.Q. - 911ForPayday. Our friendly managers will work with you, even if you have already been turned down by other lenders.

I'm a tenant - is this a problem?

No problem - it makes no difference to the lenders whether you are a tenant or a homeowner.

Do I need to fax my details?

You don't need to have a fax machine to be able to apply for a loan. Lending company gets all necessary information instantly.

Can I have more than one payday loan at the same time?

No. All other payday loans have to be repaid before another can be granted.

Do you contact current or former employers?

No, the lenders operate a strict confidentiality policy. None of your personal information will be passed onto any third party without your prior agreement or unless required by law.

Do I need direct deposit?

At this time we can only process your loan if your paycheck is direct deposited; it is the most secure way to offer loans as quickly as we do.

When I will receive my payday loan?

Your application will be processed within 30 minutes, once it has been received. When approved, you will receive your loan on the next business day. Once you receive the loan, we will help you to schedule you repayment dates so that you won’t have to worry about bounced checks or missed deadlines.

How do I know that my loan has been approved?

You will receive an email notification once your loan has been approved. 911ForPayday reserves the right to make adjustments to your loan approval until the time you receive the funds in your bank account based on new information regarding your loan application.

When will my loan be due?

Your due date will normally be due on your next payday that is between 8 and 25 days away. Each state has different rules and regulations.

What if I want to pay early
Contact us if you want to pay your loan off early. If you pay off early, you may be entitled to a refund of part of your loan fee.

What if I can’t repay my loan on the due data?
If you can’t repay the full amount of your loan on the due date, you may be able to request a loan extension.

We have different payment options available for our customers:
1. Paying the loan in full on the maturity date listed on your loan agreement.
2. Paying the finance fee and a portion of the principle on or before the maturity date.
3. Paying only the finance fee on the maturity date.

How often can I get a payday loan?
We are here to help anytime you need extra cash between paychecks. We encourage all our clients to keep in mind that a payday loan is only a short-term solution to an urgent cash need, and to use these loans responsibly. Payday loans should not be used repeatedly to deal with continuing budgeting issues.



Payday Loans Articles

Cash Advance Chicago

If you have Internet access at home, then you can get a cash advance from the comfort of your own home when you are in need of some quick cash. Obtaining a cash advance in Chicago can be done very easily. All you need to do is look online and try to find Internet cash advance Chicago companies, and chances are, you will be able to find one that will fit your financial needs.
You do not have to drive all around town to find the best payday loan company that offers you the very best payday loan with a low interest rate. You also do not have to stand in long lines waiting for your chance to hand in your loan application, as all you need to do is surf the Net and check out some payday loan websites. Let's see how it all works.

The Internet has made it simple to apply for a cash advance, and you do not even have to live in the Windy City to get a cash loan. All you have to do is fill out and submit an online loan application. To get approved for the loan, you will have to fulfill various requirements. You have to be at least 18 years old, have a steady income each month, and have an active checking account.

Since everything is done online, you do not have to fax any documents to the lending company. One of the best things about cash advances over the Internet is that no credit checks are performed on the borrower. Even if you have poor credit, it should not keep you from obtaining a cash advance loan.

Once you have provided all the details that are required by the lending company, you can take it easy. You will get your loan approval e-mailed to you in around 1 hour, and the cash will be directly deposited into your bank account within a day. The cash advance application process could not be any easier or more convenient.

These types of payday loan companies can offer up to $1,500, which you will have to pay back when you receive your next paycheck. When obtaining a cash advance, you do not have to neglect your financial needs, as it is an immediate solution to any financial emergency you may have.

It is an advantage for you that there are many Chicago cash advance companies that are popping up and ready for business every day. They are all in competition with each other, and try to outdo each other by doing things such as lowering the interest rates for loans, lowering fees, and making easier options for repayment of the loan. If you are interested in obtaining a cash advance, you should look around online for all the available options, so you can find the cash advance company that will give you the best offer.

Make Payday Loans Work For You

Payday Loans are popularly known as fast cash loans, payday advances and cash advances. Most of these loans are unsecured, in the nature of short-term loans, charging an amount that is referred to as finance fee. There are no specific rates of interests for these, but the finance charge that is charged may range from 10% to 30% of the required amount. Borrowers usually carry out a lot of investigation before settling for an amount, with the lender who charges low interest rates.


Following are the circumstances, when the payday loan is considered to be the best alternative for finance.

1. When you are facing sudden cash crunches and in need of immediate cash, payday loans are considered to be the best. It is quite easy to obtain this loan, with very few legal requirements. The borrower is just required to be of 18 years and working at a monthly salary of $ 800 or more.

2. Time crunch becomes a big issue while borrowing money as plenty of documentation is required. And when the need is urgent the conventional way of borrowing with processing may not be the right option. In such a case payday loans come to rescue and you can apply for these loans and get them transferred in our accounts, by operating from itself. Application for the loans can be made online, and the money is transferred in the account immediately.

3. There are many people who either have spoilt credit history or don't have it. In such cases, banks and financial institutions do not provide loans easily, besides the extra hassles of documentation and the many forms that are required to be prepared. In such a case, we opt for payday loans, which do not require so much documentation as well as credit history.

In order to obtain the best payday loan, good market research is required. The following shall state how payday loans can work as advantages for us:

In the case you miss payment through your credit card it shall help you by providing you low credit rates.
In case you have title loan, and you have not made payment on time, there is a high chance that you lose your property. But with the help of a payday loan, you can regain your property.
If there are problems regarding rental payments it is better to opt for a payday loan, rather than facing the anger of the landlord.

Cash Advance Company - Online vs. Offline

Short-term personal loans are lifesavers during financial emergencies. If you get stuck with an unexpected expense such as a flurry of bills or immediate car repairs, you might depend on your credit card. While a credit card is a viable solution, some people do not want to risk using up the little available credit they have. Credit cards also have high finance charges, so they are not exactly an easy fix for your financial problems. This is where cash advance loans come in and help you get the needed cash.

Offline Cash Advance Loan Companies

Two forms of cash advance loans exist; offline cash advance and online cash advance companies. This gives borrowers two options to access quick offline cash advance companies that operate in physical branches located in easy to access convenience stores. They operate differently from banks since they work with speed and aim for ultimate convenience. Offline cash advance loans will not bother checking your credit history. This way, they can approve your loan within a day as long as you meet their eligibility requirements. Offline cash advance loan companies will check if you have stable employment and an active checking account.

Online Cash Advance Loan Companies

Online cash advance companies have certain advantages that you will not likely get from online companies. If you prefer privacy, you do not have to go to a physical branch top apply. At the same time, you do not have spend your time and money going to loan stations. Getting an online cash advance loan is just a matter of completing the online form and waiting for approval in your e-mail. Once the loan is approved, the funds will be transferred to your checking account within 24 hours.

Online payday companies may request fax copies of pay check stubs and your bank statement. Before applying for a cash advance online, find online reviews of cash advance websites. You can also read directories of recommended online payday loan companies.



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Military Payday Loans

Due to military personnel's busy everyday routine in caring for the country's security, they often do not have enough time to care for the financial emergencies that arise frequently on the family level.



Nationwide Payday Advance

A nationwide payday advance is a way to obtain emergency cash when you are faced with unexpected emergencies between paydays. Applying and qualifying for this type of loan is not difficult at all.